We provide customized solutions for families and business owners. For families, this will include protection for your home, autos, condos, vacation/weekend properties, rental properties or life insurance for your family members. For business owners, this will include protection for your business, professional liabilities, cyber liabilities, worker’s compensation, property or commercial vehicles/equipment. Having access to a variety of insurance partners allows us to work on your behalf and truly customize a protection plan for you, your family or your business.
Homeowner’s insurance is not a luxury, it is a necessity. This protects your home and possessions against damage or theft. While this damage might be caused by a multitude of things, we help you evaluate the risks that your home might encounter, find the broadest protection available and provide you with peace of mind.
Basic personal auto insurance is mandated by most states and provides you with some financial protection in case of an accident. While minimum coverages are the least expensive, we help you evaluate additional coverages to best meet the needs of your family and budget
Commercial insurance is a broad term that normally is understood as general liability insurance for a company. Risks to a business owner could also require coverage for Property, Vehicles, Professional Liability/Errors & Omissions, Cyber Liability and Worker’s Compensation. We shop multiple markets to find the best coverage plan for your business needs.
Article provided by: Jessie Insurance Agency
When you own a home, it is essential that you realize that insurance coverage for your property is not a luxury. Having the best homeowners insurance in KY is a necessity, not just because it is there to protect your house and your belongings. You need to know that all mortgage companies do require that borrowers have insurance coverage either for the fair value or full value of the property, which is usually the purchase price. Many will not even finance the loan or go into the transaction without proof of insurance.
Something else that some people do not know is that you might not even have to own your house to need homeowners insurance. There are many landlords today that will require tenants renting a home to have insurance coverage. Whether this is a requirement or not, it is always best to find yourself protected. These are some of the main reasons to get homeowners insurance coverage and how to go about it:
It is a Requirement – Homeowners have to get insurance on their home to protect the structure as well as the personal property within. Even if you are renting, you should have coverage to help protect your furnishings and other belongings inside. Everyone should have this protection against any issues that could cause damage to people or their property.
Know How Much You Need – The better that your coverage is, the less you are going to have to pay for out-of-pocket expenses should you be faced with disaster. In many cases, your lender will determine the amount of coverage that you need and might require that you have a policy that will cover at least the mortgage amount.
Shop Around – Before you buy homeowners insurance in KY, it is always a good idea to shop around a bit. This will allow you to find an insurer that is able to provide you with all of the coverage that you need at a price that fits in with your budget. Your lender may also have several insurance companies that they recommend so that you can call around for quotes.
Reputation is Everything – It is equally important that you find both the right amount of coverage while also finding a company that has a great reputation. This is another time when it is great to get recommendations from friends and family members to see who they have for their coverage. If the general consensus is that people are happy with a company, the more insight you will have on what you could expect when you use them for your own insurance coverage.
Jessie Insurance Agency is always available to help you when you need any type of insurance coverage. If it is homeowners insurance in KY that you are after, we will be happy to discuss your needs and all of the coverage options available. By simply giving us a call at (270) 465-5502, we will be able to talk with you about your needs and provide you with a free, no-obligation quote. We take great pride in being a family-owned and operated business that has been serving customers since 1972.Homeowners Insurance In Ky
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