We provide customized solutions for families and business owners. For families, this will include protection for your home, autos, condos, vacation/weekend properties, rental properties or life insurance for your family members. For business owners, this will include protection for your business, professional liabilities, cyber liabilities, worker’s compensation, property or commercial vehicles/equipment. Having access to a variety of insurance partners allows us to work on your behalf and truly customize a protection plan for you, your family or your business.
Homeowner’s insurance is not a luxury, it is a necessity. This protects your home and possessions against damage or theft. While this damage might be caused by a multitude of things, we help you evaluate the risks that your home might encounter, find the broadest protection available and provide you with peace of mind.
Basic personal auto insurance is mandated by most states and provides you with some financial protection in case of an accident. While minimum coverages are the least expensive, we help you evaluate additional coverages to best meet the needs of your family and budget
Commercial insurance is a broad term that normally is understood as general liability insurance for a company. Risks to a business owner could also require coverage for Property, Vehicles, Professional Liability/Errors & Omissions, Cyber Liability and Worker’s Compensation. We shop multiple markets to find the best coverage plan for your business needs.
Article provided by: David Coufal Agency
Insurance could sometimes be a cumbersome purchase because you're not cheese. You're buying a shield of protection that could potentially break or make your financial well-being. Are you sure you're making the right coverage choices? Are you sure the value got worth your cash?
The options could seem confusing, and that's why you need an Insurance agent to take care of the process correctly. Listed below are four top reasons why an independent agency experience would benefit you:
Filing claims is one of those benefits you'd enjoy when using an independent agent. In case of an accident, you can easily report the incident to your agent, who gets the insurer notified in your stead. Filing claims are best made by your agent when a problem arises because they are familiar with the claim handling procedure and the exact amount paid for various kinds of losses.
Many independent agencies are capable of taking care of all your coverage needs at once, saving you the stress of visiting different companies and helping you stay organized. For instance, let's assume you own a small business; you can as well purchase commercial insurance coverage from that same agency that insures your home and car. If you're in need of health or life insurance, maybe for your business or family, these agents can help get all these too.
Agents do not only find you competitive prices but making sure you're adequately covered. They directly work with you, understanding your individual needs by taking their time to listen to you makes them becomes your personal adviser. They know it's far beyond the price affordability, but making sure you're not underinsured.
On the other hand, when there is the availability of new coverage or when prices on some specific insurance drop due to a discount, your agent might contact you to keep you informed. Before renewal, your agent will review your coverage and may suggest upgrades or changes. Who doesn't want personalized attention?
When you have health issues, you visit a doctor, you need legal advice, you meet a lawyer, so when in need of help with your insurance coverage, why not rely on an expert in the field? Despite the number of years of experience, insurance agents have worked with different insurance companies and are familiar with their strengths. Although some insurance companies provide unrivaled claims service, while some may offer extremely competitive rates. Based on your choice, whether a company's service, financial stability, prices, or a combination of all factors, an independent agent will help you find your perfect match.
Advocacy and advice of insurance agents have benefited several Germania Insurance policyholders. For licensed and reliable Germania Insurance agent in Texas, you can reach out to us today.
Germania Insurance has been working with Trusted Choice agencies like David Coufal over the years because we care for our clients and also love giving them the peace of mind they desire when it comes to handling their insurance needs. If you're considering choosing a Germania Insurance Agent in Texas today, why not choose us?Germania Insurance Agent TX
View Larger Map